Insights
Premium Feature
Insights is a premium feature. Upgrade to unlock advanced financial analysis and reporting.
The Insights page provides a comprehensive view of your financial health through detailed reports, spending analysis, and personalized recommendations.
Overview
Insights goes beyond basic transaction tracking to give you a deeper understanding of your finances:
- Cash flow breakdown by category
- Debt overview with interest tracking
- Subscription summary for recurring costs
- Forecast accuracy to see how well CshFlow predicts your spending
Features
Cash Flow Breakdown
See where your money goes each month:
- Category spending - Groceries, dining, transportation, entertainment, etc.
- Month-over-month comparisons - Track how your spending changes
- Percentage breakdown - Understand your spending distribution
- Trend analysis - Spot patterns in your financial behavior
Debt Section
If you have credit accounts, the Insights page shows:
- Total debt across all accounts
- Interest rates for each account
- Minimum payments due
- Progress tracking toward debt payoff
This section integrates with the Payback Machine for detailed debt planning.
Subscription Summary
Get a clear picture of your recurring costs:
- Active subscriptions and their monthly cost
- Total subscription spending per month
- Potential savings if you cancel underused services
Forecast Accuracy (Backtest)
CshFlow shows you how accurate its predictions have been:
- Predicted vs Actual spending comparisons
- Accuracy score for your forecasts
- Areas for improvement in your financial data
This helps you understand how reliable your cash flow predictions are.
How It Works
Data Requirements
Insights works best when you have:
- At least 2-3 months of transaction history
- Confirmed recurring expenses in your Inbox
- Set up income patterns
The more data CshFlow has, the more valuable your insights become.
Report Generation
Reports are generated automatically based on your transaction history. They update as you:
- Upload new transactions
- Confirm patterns in your Inbox
- Add or modify accounts
Profile Information
Some insights require profile information like:
- Household income
- Family size
- Location (for regional benchmarks)
You'll be prompted to complete your profile if needed.
Accessing Insights
- Navigate to the Insights page from the main menu
- If you have enough data, your report generates automatically
- Review each section to understand your financial picture
What You'll Learn
Spending Patterns
- Which categories consume most of your income
- How your spending compares to Canadian benchmarks
- Where you might have opportunities to save
Financial Health
- Your overall financial trajectory
- Areas that need attention
- Progress toward financial goals
Actionable Recommendations
Based on your data, Insights provides specific suggestions:
- Subscriptions you might want to review
- Categories where you're overspending
- Opportunities to increase savings
Premium Features
With Insights, you get:
| Feature | Description |
|---|---|
| Category Analysis | Detailed breakdown of spending by category |
| Trend Tracking | Month-over-month spending comparisons |
| Benchmark Comparisons | See how you compare to Canadian averages |
| Personalized Recommendations | AI-powered suggestions based on your data |
Next Steps
- Try What-If Scenarios to model financial changes
- Use the Payback Machine to plan debt payoff
- Review your Calendar to see your forecast