Changelog
All notable updates and improvements to CshFlow.
[0.2.3] - 2026-01-27 - Joint Account Support
What's New
👥 Better Support for Joint Accounts
- If you share a bank account with a partner who also receives income (like two CPP payments), CshFlow now detects them separately
- Added helpful guidance in Income Setup for joint account users
- GIS (Guaranteed Income Supplement) is now recognized automatically
📊 Smarter Income Detection
- Government benefits (CPP, OAS, GIS) now correctly show as monthly — no more weekly estimates!
- Generic Interac and POS transactions are no longer mistakenly grouped as recurring expenses
- Confirming income from your inbox now updates totals immediately
Improvements
- Balance bar updates instantly when you confirm or edit income sources
- Factory Reset now completely clears all data for a fresh start
- Overall app stability and performance improvements
[0.2.2] - 2026-01 - Mobile & Insights Improvements
What's New
🧹 Fresh Start, Anytime
- Want to start over? The new Factory Reset gives you a completely clean slate
- All your data is cleared — no leftover numbers or confusing projections
- Perfect for when you want to re-upload your transactions or just begin again
- Find it in Settings → Danger Zone (don't worry, we'll ask you twice before doing anything!)
📱 Mobile Experience
- Optimized onboarding flow for mobile devices
- Streamlined setup process with fewer steps on small screens
- Improved trust-building elements and progress indicators
- New card-based layouts for Categories & Accounts on mobile
- Cleaner, streamlined toolbars for tables and vendor pages
Performance
- API response times improved 30-50% on key endpoints (money-status)
- Parallelized database queries for faster page loads
Improvements
- Improved accuracy of recurring expense detection in Quick Wins
- Enhanced spending pattern analysis for better recommendations
- Fixed freelancer income frequency validation during onboarding
[0.2.1] - 2026-01 - Credit Bridge & Financial Safety
This release adds intelligent credit awareness and improves how CshFlow helps you navigate cash flow timing issues.
What's New
🌉 Credit Bridge Detection
- Automatically detects when your line of credit or HELOC can cover temporary shortfalls
- Distinguishes between "timing issues" (you have backup) and "true crisis" (no safety net)
- Shows available credit in the Safe to Spend popover when relevant
- Conservative spending recommendations when using credit as a bridge
📊 Enhanced Shortfall Analysis
- Day-by-day balance simulation shows exactly when shortfalls occur
- See your lowest projected balance point before next income
- Clear indicators for when balance goes negative
- Detailed breakdown of committed expenses vs available cash
💰 Available Cash Improvements
- Credit facilities now shown in the Available Cash popover footer
- See your total available credit at a glance
- Line of credit and HELOC balances clearly displayed
🔒 Privacy & Security
- Financial values masked in Statsig session replays
- Sensitive data protected from analytics capture
- Enhanced auth flow to prevent account linkage issues
⚙️ Admin Controls
- Waitlist capacity limits with configurable maximum size
- Manual waitlist open/close toggle
- Custom closed messages for waitlist management
- Auth debug tools for resolving account issues
Improvements
- Fixed alignment issues in the runway calculation popover
- Better text sizing and spacing in financial breakdowns
- Defensive coding prevents crashes when category data is loading
- Improved runway display shows days when under 30 days remaining
[0.2.0] - 2026-01 - Calendar-First & Smart Review
This release focuses on making your cash flow crystal clear with a calendar-first design and smart inbox for transaction review.
What's New
📅 Calendar-First Redesign
- See your upcoming income and expenses on a visual calendar
- Know exactly when money is coming in and going out
- Click any day to review transactions for that date
- Monthly metrics show total income, expenses, and net cash flow
📬 Smart Inbox for Review
- Email-style interface for reviewing detected patterns
- Confirm or dismiss recurring expenses and income sources
- Bulk actions for processing multiple items at once
- Split-view on desktop for fast review workflows
- Keyboard shortcuts for power users (j/k navigate, x select, e confirm)
💬 Transaction Detail Flyouts
- Review and edit individual transactions without leaving the calendar
- Add notes to transactions for your reference
- Adjust transaction type and classification
- View original descriptions and all metadata
- Mark special transactions (transfers, debt facility income, etc.)
💳 Subscription & Billing System
- Introduce subscription tiers to support ongoing development
- Feature gating for premium features
- Flexible module-based access control
- Transparent billing and subscription management
🛠️ Admin Tools
- User management dashboard for administrators
- View user accounts, subscriptions, and activity
- Manage subscription status and feature access
- Search and filter users by email or name
Improvements
- Improved onboarding flow with smart inbox integration
- Better transaction categorization with user feedback
- Faster calendar rendering with optimized queries
- Enhanced mobile experience with responsive layouts
- Keyboard navigation and accessibility improvements
[0.1.0] - 2025-11 - Early Access
CshFlow launched in early access! Here's what was included:
Core Features
📤 CSV Upload & Analysis
- Upload banking CSV files (single or multiple)
- Automatic transaction parsing and categorization
- Smart vendor name extraction and normalization
- Duplicate detection and removal
- Authorization hold pairing
💵 Daily Spending Room
- See exactly how much you can safely spend today
- Two calculation modes: until month-end or until next income
- Conservative rounding for financial safety
- Real-time updates as you add income or track expenses
🏪 Vendor Analysis
- All your spending organized by merchant
- Automatic recurring expense detection
- Confidence scoring for subscription identification
- Track cancelled subscriptions
- View spending patterns and frequencies
⚙️ Settings & Customization
- Add income patterns (payday tracking)
- Manual expense tracking (rent, insurance, etc.)
- Conservative rounding toggle
- Spending mode preferences
Known Limitations
- Currently optimized for Canadian banking CSV formats
- Some bank CSV formats may require manual adjustment
Future Releases
We're actively developing:
- Extended cash flow forecasting with scenarios
- Advanced transaction search and filtering
- Savings goals tracking
- Export and reporting capabilities
- Integration with more banking platforms
Have feedback or suggestions? We'd love to hear from you! Contact support or submit your ideas through the app.
Last updated: January 25, 2026