Budgeting Alternatives

Why traditional budgeting fails and what works instead

2 articles

February 7, 2026·5 min read

Cash Flow vs Budget: What's the Real Difference?

Budgets track where money went. Cash flow shows what you can spend. Here's why that distinction changes everything about managing money.

January 18, 2026·8 min read

Why I Stopped Budgeting (And What I Do Instead)

After years of failed budgets and guilt spirals, I finally gave up. Here's what I learned about why budgeting doesn't work for most people—and the surprisingly simple alternative that actually does.

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